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15. Venue and Limitation of Liability Regarding Paid Loan Referral or Credit Referral Services

Under no circumstances, including, but not limited to, negligence, shall PLACguarantee.com (“Company”) be liable for any special or consequential damages that result from the use of, or the inability to use, the information furnished to you (“Client”). In no event shall Company be liable to the Client for any or all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence)) or otherwise exceed the amount paid by the Client to Company. Company is not a lender nor a loan broker but is a full service company that charges a fee for the information it provides to the Client to help Client obtain funding which includes the referral of lenders and lending partners. All sales are final and not refundable or cancellable, except as outlined in these terms of service. Any disputes shall be in a court of competent jurisdiction within Suffolk County in the State of New York and will be pursuant to the Laws of the State of New York. This contract does not become valid and binding until payment is received and accepted at Company‚Äôs office in New York.