Thank you for your message.

The referral fee is how we get paid. We cannot take the referral fee out of the loan proceeds because the proceeds will come directly from the lender and the lender is not allowed legally to take our fee out of the proceeds. We get paid directly from our customers for our referrals and our guarantee.

A direct lender is not allowed to charge an upfront fee in order to give you a loan. The fee we charge is as a third-party information provider and referral service and it is not a fee for a loan. We provide the referrals and we guarantee the results, subject to the Terms of Service. We have been honoring our guarantee and refund policy for the past 20 years and we have had great success. Our service is provided to literally thousands of clients every year.

Our Guarantee: PLAC Guarantee stands behind its guarantee 100%. You will be approved for the amount you request, or you will receive a refund based on your actual approval amount subject to the terms of service. We have an Agreement in writing, which is available here: https://PLACguarantee.com/termsagree/

Respectfully,
John Latham
PLAC Guarantee