Thank you for your message.

This is how the Agreement works:

1) You choose the guaranteed amount

2) You send us the appropriate referral fee

3) We supply the referrals to you

4) You apply to the referrals directly

5) If you are approved for the full amount that you asked for, then everyone is happy.

6) If you are not approved for the full amount you asked for, you may be entitled to a partial or full refund, depending on the actual amount that you were approved for, after applying with all referrals.

7) If you wish to apply for a refund, then you need to supply us with documentation of all approvals and all denials from all referrals.

8) Documentation must be complete and must be mailed to the refund department at the following address:

PLAC GUAR
Refund Department
1070 Middle Country Road – STE 7-201
Selden, NY 11784

9) It might not be necessary to apply with all the referrals, in certain cases. See Stipulations here:

https://placguarantee.com/TCStip

10) The Stipulations also dictate what is considered acceptable and unacceptable documentation.

11) If you wish to apply for a refund then please follow proper procedures as agreed upon in the Agreement and Terms of Service.

13) Terms of Service link is here:  https://placguarantee.com/termsofservice/

​Respectfully,
John Latham
PLAC Guarantee