Thank you for your message. This is PLAC Guarantee.
We are not a lender. We do not charge a fee for a loan. We do not lend you money and make money on the interest like a lender does.
We refer you to our partners and we charge a referral fee for that information. That is the only way we make any money. We are unable to take the referral fee out of the loan proceeds because the proceeds will come directly from the lender and the lender is not legally allowed to take our fee out of the loan proceeds. We get paid directly from our customers for our referrals and our guarantee. The fee we charge is as a third-party information provider and referral service and it is not a fee for a loan. We provide the referrals and we guarantee the results, subject to the Terms of Service. We have been honoring our guarantee and refund policy for the past 20 years and we have had great success. Our service is provided to literally thousands of clients every year.
A direct lender, however, is not allowed to charge an upfront fee in order to give you a loan. If a lender says that they are giving you the money, but they want an upfront fee, then that is not legal. Please be very careful.
Regarding any reviews that are not positive, every company gets complaints and the larger the company, the more complaints there are. We have very few complaints serving thousands of customers every year for the past 20 years. If a customer does not receive an approval, then they are entitled to a full refund as per the Terms of Service. If a customer says that they did not get approved, then they could have come to us and requested a refund, provided their claim was true.
Our Guarantee: PLAC Guarantee stands behind its guarantee 100%. You will be approved for the amount you request, or you will receive a refund based on your actual approval amount subject to the terms of service. We have an Agreement in writing, which is available here: https://placguarantee.com/termsagree/
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